Mortgage Programs
Undiscovered programs that may help you buy a home

Homeowner programs are developed by the Lenders, Default Insurers and Government to help Canadians meet their home ownership goals.



Helpful Programs to Get Into a Home

First Time Home Buyer

There are 3 programs available to first time home buyers however, making it easier for young Canadians to own a home.

New to Canada

If you're new to Canada, there's a program special for you so you can use your foreign country credit in Canada.

Purchase + Improvements

A program where you can add money to the mortgage for renovations at the time of purchaser.

Want to see what your mortgage could look like?

Check out the best Mortgage Calculator in Canada (teehee and it's ours)


Useful Programs for Homeowners

Mortgage Refinance

A refinance is when you draw money out of a property that you already own. 

Reverse Mortgage

For Canadian homeowners over 55 with equity in their primary residence with a value over $200,000

Co-Owner Buyout

An option to clients where one wants to keep the home but needs to buyout the other from equity in the property. 

Sharing Info That Helps 

The beginning of your adventure starts with the mortgage application

Step 1: The Application

What happens after I submit an application?

Within 24hrs you will be contacted by Nikole with any additional questions and/or information for you. Please complete the application in full, this is the #1 reason for delays at this stage and I want to be quick for you. 

Is my information secure?

All of your data is encrypted, secured and we only use Canadian servers. Click here for more information on the security of the application process. Click here to view TMG's privacy policy. I am also a 100% paperless office. 


What happens if I don't qualify right now?

Then we plan. Our homes are typically our largest asset and debt, it's normal to need some planning time. 

My realtor asked for a pre-qualifying letter?

No problem, I can provide that after application review.