Mortgage Rates
Understanding Rates and Product Options

The rates are so important when it comes to a Mortgage because of the loan size, but even more important first is making sure you go into the right product for you. Oh yes, the "fixed vs variable" debate

Let's start learning!

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Bank of Canada financial institution office building exterior in downtown Ottawa Ontario..

Rates

Insured Mortgages
(Up to 20% down)

Fixed

1 Year 

2 Year

3 Year

4 Year

5 Year

Variable

5 Year

3.74%
3.99%
4.09%
4.39%
4.29%
2.65%

Rates as at June 14/22, can change without notice. 

Fixed vs variable

Signing a Contract

MORTGAGE RATES

Why doesn't Nikole like posting rates?

Until the mortgage application is reviewed, it is very difficult to provide accurate rates. Rates are dependant on type, program, credit score, down payment etc. 

With pre-approval we review best rates specific to you.  

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First Time Homebuyer?

There are 3 Government programs to assist you 

with saving money and with purchasing your first home.  

Frequently Asked Questions
Interest Rates