Mortgage renewal is just as crucial as when you first bought your home. If you’re not careful at renewal, any savings you achieved initially could be wiped out. It’s easy to feel disenchanted with the renewal process but that’s not in your best interests financially.​

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What do I do?

You need a mortgage broker who can consistently offer competitive rates at every renewal – without the rate haggle. There are certain lenders (who shall remain nameless) that never offer their best rates at mortgage renewal. If you find a better deal elsewhere, they’ll often say, “Oh, we’ll match it.” Why would we settle for a lender who didn’t offer you their best rate in the first place? Why not save your time and get the best offers upfront...everytime? That's what a mortgage broker does for you. 

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What if I am just looking for rates?

If you're only after general rates for comparison, lots of rates are posted online, that's where I would refer you. My service is for clients working with us. 

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Looking for Your Own Specific Rates?

No problem! Please complete a mortgage application (you’ll find the link at the top). The days of one-size-fits-all mortgage rates are long gone. With the introduction of the stress test, lenders now break down rates based on many factors: program, down payment, credit score, whether you have a standard or collateral charge on your title, and even how long you need the term.

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This is why an application is needed – it helps us determine your exact eligibility and provides rate options tailored to you up front.

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Let's make your mortgage renewal, and future renewals, get you to free and clear home ownership.