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Mortgage Renewal

Mortgage renewal is just as crucial as when you first bought your home. If you’re not careful at renewal, any savings you achieved initially could be wiped out. It’s easy to feel disenchanted with the renewal process but that’s not in your best interests financially.

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So, what do you do?

You need a mortgage broker who can consistently offer competitive rates at every renewal – without the hassle. There are certain lenders (who shall remain nameless) that never offer their best rates at renewal. If you find a better deal elsewhere, they’ll often say, “Oh, we’ll match it.” But why settle for a lender who didn’t offer you the best rate in the first place? 

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What if I am just looking for rates?

If you're only after general rates for comparison, lots of rates are posted online, that's where I would refer you. My service is for clients working with us. 

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Looking for Your Own Specific Rates?

No problem! Please complete an application (you’ll find the link at the top). The days of one-size-fits-all rates are long gone. With the introduction of the stress test, lenders now break down rates based on many factors: program, down payment, credit score, whether you have a standard or collateral charge on your title, and even how long you need the term.

This is why an application is needed – it helps us determine your exact eligibility and provides rate options tailored to you up front.

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The Right Broker for Your Needs

The lenders I work with, my fast service, and experience are all designed for clients who are looking for ongoing guidance. 

Click below to start your application and let's make your renewal and future renewals get you to free and clear home ownership.

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faq's 

STEP 1: Pre-Approval 

What happens after I submit a mortgage application?

We'll be in touch within 24 hours to begin the process.

 

What if I don’t qualify for a mortgage right now?

Then we make a plan to get you there. Buying a home is a major milestone, and it’s completely normal to need time to prepare.

Is my application information secure?

Yes, all of your data is encrypted and securely stored on Canadian servers through TMG. We also operate a 100% paperless office, your privacy is extremely important to us. 

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Will I receive a written pre-approval?

Yes! You will be emailed a personalized pre-approval package outlining everything you need to know at this stage. 

Buying a House
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