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Penalties + Porting
Did you know that 60% of homebuyers in Canada break their mortgage term before the due date?
Mortgage Terms get broken early for many reasons including moving, refinance, better rate or product comes up, life/work change etc.
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The key is knowing how the options work and then how you can protect yourself.
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If you need to break your mortgage, you have 2 options:
1) port the mortgage to a new home or,
2) incur a breakage penalty
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