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How to Buy a Home

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this is a perfect place to start for quick mortgage answers. 

the rules, are mortgage pre approvals actually  guaranteed, what are mortgage lenders looking for...

current mortgage rates, fixed vs variable, mortgage calculator...

down payment, lawyer costs, inspection, property tax adjustments...

What a Mortgage Broker does for You

Independent Advice. Mortgage Brokers aren't tied to one lender so whatever your needs may be, we can seek mortgage options. 

Easy to Reach. When you have a questions, you need an answer. Turnaround time is extremely prompt. We expect you to have lots of questions. Have 20 mortgage questions in a day? Great, that's why you have a mortgage broker.  

Time and Your Credit Rating. It could take weeks to organize appointments with different mortgage lenders and each one would need to pull your credit. Too many credit checks will reduce your credit rating. Mortgage Brokers only need to pull credit once while assessing the different lenders that will work best for you.

Young couple moving in new home.Couple is having fun with cardboard boxes in new house at
More Choice Means Competition Means Better Mortgage Rates. We have access to a large network of mortgage lenders who want your business.

NO Cost to You. That’s right, we work for you, but the mortgage lender pays for our assistance in bringing the two of you together.

Your Personal Mortgage Broker stays with you going forward to ensure you get the best options again at renewal. 

STEP 1: Mortgage
Pre-Approval 

What happens after I submit an mortgage application?

Within 24hrs you will be contacted to get things moving. Please complete the application in full, this is the #1 reason for delays at this stage and we want to be quick for you.  

 

What happens if I don't qualify for a mortgage right now?

Then we plan. Our homes are typically our largest asset and debt, it's normal to need some planning time. How do you know if you don't check?

Is my application information secure?

All of your data is encrypted, secured and we use Canadian servers at TMG. Click here to view TMG's privacy policy. I am also a 100% paperless office. Your privacy is extremely important to us.

Buying a House
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Mortgage Broker Edmonton & Area   780.916.2492   Email 

  Information can change without notice.

Licensed with TMG The Mortgage Group.

Local head office: 107, 10525-170th Street, Edmonton, AB

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