Home is our favourite word
Helping people navigate the world of mortgage loans and lenders with professionalism and kindness.
IMPORTANT INFORMATION
How to Buy A Home
Understanding the Approval Process
Many people will make it look like this is a daunting and scary process, I am here to tell you it isn’t. The worst that can happen is that you have to wait a little longer to qualify for a mortgage, but in the end, you will buy your home.
Understanding Mortgage Rates
Understanding mortgage rates is easier said than done. I have put together some handy and helpful information to help you understand what mortgage rate will be the best for you as well as why sometimes “the best rate” isn’t the one.
Understanding the Costs to Buy a Home
Now that you understand the basic process of a mortgage, you will also want to know that there are some additional costs that are not included in your mortgage. These additional costs are better known as “closing costs”, which are one-time payments that you will need to have in the bank before you close on a property.
Understanding Mortgage Penalties
Understanding how mortgage penalties work before you choose a mortgage/term is crucial in making sure you don't, or at very least limit, any potential penalties later. Any perceived savings up front can be wiped out very quickly with a penalty.
Understanding Property Tax Adjustments
Understanding the property tax adjustment options before choosing your mortgage lender is important. This is sadly a surprise bill for too many home buyers who are not properly advised. BrokerYEG clients get this reviewed before choosing their lender.
Understanding What a Broker Does For You
Tired yet? There's a lot of info I know but the clients of BrokerYEG do not need to worry as we walk you through every step of the home buying process. At no charge to you.
What Clients Say on Google
Nikole was AMAZING to work with. She really advocated for us and got us an amazing interest rate and stood behind us every step of the way. She made getting a mortgage so easy and effortless. She is very responsive and had all the answers to any questions we had. I highly recommend!
5-Star Google Review