Home is our favourite word

Helping people navigate the world of mortgage loans and lenders with professionalism and kindness.

MORTGAGE PROCESS STARTS HERE

Understanding the Approval Process

Many people will make it look like this is a daunting and scary process, I am here to tell you it isn’t. The worst that can happen is that you have to wait a little longer to qualify for a mortgage, but in the end, you will buy your home.

GETTING THE BEST RATE

Understanding Mortgage Rates

Understanding mortgage rates is easier said than done. I have put together some handy and helpful information to help you understand what mortgage rate will be the best for you as well as why sometimes “the best rate” isn’t the one.

Understanding Closing Costs

Now that you understand the basic process of a mortgage, you will also want to know that there are some additional costs that are not included in your mortgage. These additional costs are better known as “closing costs”, which are one-time payments that you will need to have in the bank before you close on a property.

THE COSTS TO GET OUT

Understanding Mortgage Penalties

Understanding how mortgage penalties work before you choose a mortgage/term is crucial in making sure you don't, or at very least limit, any potential penalties later. Any perceived savings up front can be wiped out very quickly with a penalty.  

THE SURPRISE AT THE LAWYERS

Understanding Property Tax Adjustments

Understanding the property tax adjustment options before choosing your mortgage lender is important. This is sadly a surprise bill for too many home buyers who are not properly advised. BrokerYEG clients get this reviewed before choosing their lender.  

Understanding What a Broker Does For You

Tired yet? There's a lot of info I know but the clients of BrokerYEG do not need to worry as we walk you through every step of the home buying process. At no charge to you. 

What Clients Say on Google