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How to Buy a Home
this is a perfect place to start for quick mortgage answers.
current mortgage rates, fixed vs variable, mortgage calculator...
the rules, are pre approvals guaranteed, exceptions, what is the lender looking for...
down payment, lawyer costs, inspection, property tax adjustments...
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What a Broker does for You
Independent Advice. Brokers aren't tied to one lender so whatever your needs may be, we can seek mortgage options.
Easy to Reach. When you have a questions, you need an answer. Turnaround time is extremely prompt. I expect you to have lots of questions. Have 20 mortgage questions in a day? Great, that's why you have us.
Time and Your Credit Rating. It could take weeks to organize appointments with different lenders and each one would need to pull your credit. Too many credit checks will reduce your credit rating. Mortgage Brokers only need to pull credit once while assessing the different lenders that will work best for you.
More Choice Means Competition Means Better Mortgage Rates. We have access to a large network of mortgage lenders who want your business.
NO Cost to You. That’s right, we work for you, but the lender pays for our assistance in bringing the two of you together.
Your Personal Broker stays with you going forward to ensure you get the best options again at renewal.